Ah, the new year. A time for reflection. A time for planning. A time for resolutions. I have never been much of a resolution kind of guy -- resolutions are not easy when you are perfect in every way. But this year is different. This year gets one: I resolve to spend next new year's eve with Ellie May in our very own kitchen.
There is a whole lot implied in that statement and if you follow this blog at all you can just skip ahead.
The implication, of course, is that after 3 and a half years, it is about time to move out of my unabomber tool shed and into a real honest-to-goodness house. And it's not that I begrudge a day in the shed. I am more than confident that I will look back to the pretired days in the tool shed as some of the best times. It's just that Ellie deserves her kitchen.
Again, if you have followed along, you mostly know how I got here. And in the spirit of how I got here it will also be how I plan to move forward: without debt.
That's right, the plan is to build a house in a Dave Ramsey/Thomas Stanley-esque sort of way -- cash flowing most (if not all) of it as I go. I mean to do this both to prove to myself it can be done... and also in a way as a means to prove a point: With modest income and a low consumption lifestyle, you can retire rich. And it's more about the choices you make along the way than it is anything else. If you're under 30 -- hell, if you're under 40 -- it is totally doable starting right damn now. I dare you.